¾Æ·¡ Á¤º¸´Â 2018~2019 Penn State University F-1 ºñÀÚ ±âÁØÀ̸ç, ¿¬°£ Çб³ º¸Çè·á´Â $2,619 ÀÔ´Ï´Ù. ÀÌ Á¶°Ç¿¡ ¸¸Á·ÇÑ Ç÷»À¸·Î °¡ÀԽà ¿¬°£ $1,400 Á¤µµÀÇ º¸Çè·á¸¦ Àý¾àÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù. À¯Çлý, ¸ðµç JºñÀÚ, Æ÷´Ú ¹× µ¿¹Ý °¡Á·ºÐµéÀÇ ¸¹Àº ÀÌ¿ë ºÎŹµå¸³´Ï´Ù. E-mail ¹× ¿¬¶ôó·Î ¹®ÀÇ Áֽøé ÀÚ¼¼ÇÏ°Ô ¾È³»ÇØ µå¸®°Ú½À´Ï´Ù. °¨»çÇÕ´Ï´Ù.
|
Çб³º¸Çè / UHCº¸Çè ºñ±³Á¤º¸ ¾È³»
| Penn State University º¸Çèȸ»ç : United Healthcare |
Insurance Provider | Çб³º¸Çè
| UHC Plus
| UHC Preferred
|
Maximum Benefit | Unlimited | Unlimited | Unlimited |
In / Out of Network | 90% / 70% | 80% / 70% | 90% / 70% |
Deductible | $1,300 per year | $100 per year | $50 per year |
Mental Health Care | 90% / 70% | 80% / 70% | 90% / 70% |
Preventive Care | 100% / 70% | 100% | 100% |
Pre-Existing Condition | Covered | Covered | Covered |
Annual Insurance Rate | $2,619 | $1,233 | X |
Penn State University Çб³º¸Çè ±â°£ / ±Ý¾×
| Annual 08/13 – 08/12 | Fall 8/13 – 12/31 | Spring/Summer 01/01-08/12 |
Çб³º¸Çè·á | $2,619 | $1,015 | $1,604 |
* º¸Çè UHC Plus Plan °¡ÀÔ ½Ã Çб³º¸ÇèÀ» °¡ÀÔÇϽô °Íº¸´Ù ¾à $1,400 Á¤µµ º¸Çè·á¸¦ Àý°¨ÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù.
Penn State University Waiver Requirement
International Student and Dependent Waiver Standards for the Student Health Insurance Plan
Effective August 13, 2018
All requirements must be met for a waiver to be granted:
- U.S. carrier or entity is approved to do business in the U.S. and compliant with all guidelines of the Patient Protection and Affordable Care Act (PPACA)
- Carrier has a filed and approved health insurance policy with the Commonwealth of Pennsylvania Department of Insurance or has a sponsored insurance plan that meets the waiver standards and is approved by the Student Health Insurance Office, together with a letter of financial guarantee directly from the plan sponsor
- Coverage for 100% of preventive and contraceptive care (preventive examinations, immunizations and screening tests, as required by the PPACA and the Commonwealth of Pennsylvania for student health insurance plans)
- Coverage for pre-existing conditions with no waiting period
- Deductible no greater than $500;
- Coverage for all essential benefits for accident and sickness, including prescription drug coverage, without limitation
- Maternity Benefits (or Pregnancy) covered as any other illness or injury;
- Inpatient and outpatient mental health/substance abuse as any other condition
- No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide
- Worldwide coverage
- $3,000 In-Network out-of-pocket maximum
- $15,000/$30,000 Out-of-Network out-of-pocket maximum
- OR U.S. employer sponsored health insurance in place of standards 1-12;
- And Medical evacuation ($100,000/Repatriation ($50,000) minimum limits.
Please Note: new waiver requirements for 2017-18 require all plans to be filed with the Pennsylvania Department of Insurance, or be approved by the Penn State Student Health Insurance Office and accompanied by a letter of financial guarantee for services not covered from the plan sponsor. This will eliminate short-term International Standards Organization (ISO) plans. In addition, Penn State students will no longer be eligible to purchase health insurance plans through Student Medicover, as part of a new agreement with United Healthcare Student Resources.