| 아래 정보는 2018~2019 Penn State University F-1 비자 기준이며, 연간 학교 보험료는 $2,619 입니다. 이 조건에 만족한 플렌으로 가입시 연간 $1,400 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
학교보험 / UHC보험 비교정보 안내
 | Penn State University 보험회사 : United Healthcare |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 90% / 70% | 80% / 70% | 90% / 70% |
| Deductible | $1,300 per year | $100 per year | $50 per year |
| Mental Health Care | 90% / 70% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% / 70% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $2,619 | $1,233 | X |
Penn State University 학교보험 기간 / 금액
| Annual 08/13 – 08/12 | Fall 8/13 – 12/31 | Spring/Summer 01/01-08/12 | |
| 학교보험료 | $2,619 | $1,015 | $1,604 |
* 보험 UHC Plus Plan 가입 시 학교보험을 가입하시는 것보다 약 $1,400 정도 보험료를 절감하실 수 있습니다.
Penn State University Waiver Requirement
International Student and Dependent Waiver Standards for the Student Health Insurance Plan
Effective August 13, 2018
All requirements must be met for a waiver to be granted:
- U.S. carrier or entity is approved to do business in the U.S. and compliant with all guidelines of the Patient Protection and Affordable Care Act (PPACA)
- Carrier has a filed and approved health insurance policy with the Commonwealth of Pennsylvania Department of Insurance or has a sponsored insurance plan that meets the waiver standards and is approved by the Student Health Insurance Office, together with a letter of financial guarantee directly from the plan sponsor
- Coverage for 100% of preventive and contraceptive care (preventive examinations, immunizations and screening tests, as required by the PPACA and the Commonwealth of Pennsylvania for student health insurance plans)
- Coverage for pre-existing conditions with no waiting period
- Deductible no greater than $500;
- Coverage for all essential benefits for accident and sickness, including prescription drug coverage, without limitation
- Maternity Benefits (or Pregnancy) covered as any other illness or injury;
- Inpatient and outpatient mental health/substance abuse as any other condition
- No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide
- Worldwide coverage
- $3,000 In-Network out-of-pocket maximum
- $15,000/$30,000 Out-of-Network out-of-pocket maximum
- OR U.S. employer sponsored health insurance in place of standards 1-12;
- And Medical evacuation ($100,000/Repatriation ($50,000) minimum limits.
Please Note: new waiver requirements for 2017-18 require all plans to be filed with the Pennsylvania Department of Insurance, or be approved by the Penn State Student Health Insurance Office and accompanied by a letter of financial guarantee for services not covered from the plan sponsor. This will eliminate short-term International Standards Organization (ISO) plans. In addition, Penn State students will no longer be eligible to purchase health insurance plans through Student Medicover, as part of a new agreement with United Healthcare Student Resources.