¾Æ·¡ Á¤º¸´Â 2023~2024 Harvard University F-1 ºñÀÚ ±âÁØÀ̸ç, ¿¬°£ Çб³ º¸Çè·á´Â $4,120 ($2,060/team)ÀÔ´Ï´Ù. ÀÌ Á¶°Ç¿¡ ¸¸Á·ÇÑ Ç÷»À¸·Î °¡ÀԽà ¿¬°£ $2,820 Á¤µµÀÇ º¸Çè·á¸¦ Àý¾àÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù. À¯Çлý, ¸ðµç JºñÀÚ, Æ÷´Ú ¹× µ¿¹Ý °¡Á·ºÐµéÀÇ ¸¹Àº ÀÌ¿ë ºÎŹµå¸³´Ï´Ù. E-mail ¹× ¿¬¶ôó·Î ¹®ÀÇ Áֽøé ÀÚ¼¼ÇÏ°Ô ¾È³»ÇØ µå¸®°Ú½À´Ï´Ù. °¨»çÇÕ´Ï´Ù. |
Harvard University º¸Çèȸ»ç : Blue Cross Blue Shield |
Insurance Provider | Çб³º¸Çè | GBG | GBG Plus |
Maximum Benefit | Unlimited | Unlimited | Unlimited |
In / Out of Network | 100% | 80% | 90% / 70% |
Deductible | None / $250~500 | $100 | $100 |
Mental Health Care | 100% | 80% | 90% |
Preventive Care | 100% | 100% | 100% |
Pre-Existing Condition | Covered | Covered | Covered |
Annual Insurance Rate | $4,120 | $1,405~ | $1,819~ |
Annual 08/01-07/31 | Fall 08/01-01/31 | Spring 02/01-07/31 | |
Çб³º¸Çè·á | $4,120 | $2,060 | $2,060 |
1. Inpatient and outpatient medical/surgical care in the Boston/Cambridge area
2. Emergency Services
3. Mental health care (both inpatient and outpatient) in the Boston/Cambridge area (commonly-referred facilities include McLean Hospital, Faulkner Hospital, and Cambridge Hospital)
4. Ambulance services (minimum annual benefit of $1200 recommended for emergency and medically necessary transports)
5. Services reasonably accessible to the student in the area where the student attends school
6. A maximum benefit of at least $500,000 per year
7. Coverage for prescriptions
8. Coverage for labs/blood work (not covered by Student Health Fee)
9. Coverage for gynecological services (not covered by Student Health Fee)
10. Coverage for inpatient and/or outpatient care without a referral or authorization from your doctor or health plan at home
11. Coverage for injuries and/or illnesses resulting from substance abuse or drug addiction
12. Coverage for pre-existing conditions without a waiting period
13. Coverage for injuries resulting from the practice or play of intercollegiate athletics (if applicable)
14. Coverage for medically necessary services when traveling or away from home
15. Out-of-pocket expenses (co-payments, coinsurance, deductibles or non-covered services) you can afford