¾Æ·¡ Á¤º¸´Â 2023~2024 Harvard University F-1 ºñÀÚ ±âÁØÀ̸ç, ¿¬°£ Çб³ º¸Çè·á´Â $4,120 ($2,060/team)ÀÔ´Ï´Ù. ÀÌ Á¶°Ç¿¡ ¸¸Á·ÇÑ Ç÷»À¸·Î °¡ÀԽà ¿¬°£ $2,820 Á¤µµÀÇ º¸Çè·á¸¦ Àý¾àÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù.
À¯Çлý, ¸ðµç JºñÀÚ, Æ÷´Ú ¹× µ¿¹Ý °¡Á·ºÐµéÀÇ ¸¹Àº ÀÌ¿ë ºÎŹµå¸³´Ï´Ù.
E-mail ¹× ¿¬¶ôó·Î ¹®ÀÇ Áֽøé ÀÚ¼¼ÇÏ°Ô ¾È³»ÇØ µå¸®°Ú½À´Ï´Ù. °¨»çÇÕ´Ï´Ù.

 

Çб³º¸Çè / GBG º¸Çè ºñ±³Á¤º¸ ¾È³»


 

Harvard University º¸Çèȸ»ç : Blue Cross Blue Shield

 

Insurance ProviderÇб³º¸Çè
GBG GBG Plus
Maximum BenefitUnlimitedUnlimitedUnlimited
In / Out of Network100% 80% 90% / 70%
DeductibleNone / $250~500$100 $100 
Mental Health Care100% 80% 90% 
Preventive Care100%100%100%
Pre-Existing ConditionCoveredCoveredCovered
Annual Insurance Rate$4,120$1,405~$1,819~

 

Harvard University Çб³º¸Çè ±â°£ / ±Ý¾×
 Annual
08/01-07/31
Fall
08/01-01/31
Spring
02/01-07/31
Çб³º¸Çè·á$4,120$2,060$2,060

 

* GBG º¸Çè °¡ÀÔ ½Ã Çб³º¸ÇèÀ» °¡ÀÔÇϽô °Íº¸´Ù ¾à $2,800 Á¤µµ º¸Çè·á¸¦ Àý°¨ÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù.  Student Health Fee $704/term Àº ¸ðµç ÇлýµéÀÌ Àǹ«ÀûÀ¸·Î ³³ºÎÇØ¾ß Çϸç, À§ ¿ÜºÎ º¸ÇèÀ» °¡ÀÔ ÈÄ waiver ÇϽøé Student Health Insurance Fee $4,120À» ¸éÁ¦ µË´Ï´Ù. waiver µ¥µå¶óÀÎÀº 7¿ù31ÀÏ À̸ç, 8¿ù31ÀϱîÁö late fee $50,  9¿ù 30ÀϱîÁö late fee $100 ºÎ°ú µË´Ï´Ù

 

Harvard University Waiver Requirement

 

  

  

1. Inpatient and outpatient medical/surgical care in the Boston/Cambridge area

2. Emergency Services

3. Mental health care (both inpatient and outpatient) in the Boston/Cambridge area (commonly-referred facilities include McLean Hospital, Faulkner Hospital, and Cambridge Hospital)

4. Ambulance services (minimum annual benefit of $1200 recommended for emergency and medically necessary transports)

5. Services reasonably accessible to the student in the area where the student attends school

6. A maximum benefit of at least $500,000 per year

7. Coverage for prescriptions

8. Coverage for labs/blood work (not covered by Student Health Fee)

9. Coverage for gynecological services (not covered by Student Health Fee)

10. Coverage for inpatient and/or outpatient care without a referral or authorization from your doctor or health plan at home

11. Coverage for injuries and/or illnesses resulting from substance abuse or drug addiction

12. Coverage for pre-existing conditions without a waiting period

13. Coverage for injuries resulting from the practice or play of intercollegiate athletics (if applicable)

14. Coverage for medically necessary services when traveling or away from home

15. Out-of-pocket expenses (co-payments, coinsurance, deductibles or non-covered services) you can afford