| 아래 정보는 University of Alabama F-1 비자 기준이며, 연간 학교 보험료는 $1,200 입니다. 이 조건에 만족한 플렌으로 가입시 연간 $100 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
 | University of Alabama 보험회사 : UnitedHealthCare |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 80% / 60% | 80% / 70% | 90% / 70% |
| Deductible | $250 / $500 | $100 per year | $50 per year |
| Mental Health Care | 80% / 60% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $1,200 | $1,088 | $1,240 |
| Annual 08/16-08/15 | Fall 08/16-12/31 | Spring/Summer | |
| 학교보험료 | $1,200 | $454 | $815 |
Please verify MINIMUM STANDARDS by checking the appropriate box relative to the coverage provided. All of the following criteria MUST be met for the plan to be approved:
- This student policy meets all requirements mandated by the Affordable Care Act (ACA) like unlimited annual and lifetime dollar limits with no waiting periods for pre-existing conditions.
- Standard co-insurance of 20% for In-Network or Participating Provider Organization (PPO)
- A deductible no greater than $250 per person for in network (PPO) providers or $500 per person for out of network (Non-PPO) providers for the policy’s plan year.
- Coverage for repatriation of remains is equal to or greater than $10,000. Medical evacuation coverage is equal to or greater than $10,000.
- If there is a PPO requirement associated with Plan’s benefits, is there the availability of PPO hospitals and physicians in the greater Tuscaloosa, Alabama area?
- The policy meets J Visa requirements as set forth by the Department of State. (For J Visa status)