| 아래 정보는 Loyola University Chicago F-1 비자 기준이며, 연간 학교 보험료는 $1,596 입니다. 이 조건에 만족한 플렌으로 가입시 연간 $500 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
 | The Boston Conservatory 보험회사 : Gallagher Student Health & Special Risk |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 90% / 70% | 80% / 70% | 90% / 70% |
| Deductible | $50 / $ 200 per Policy Year | $100 per year | $50 per year |
| Mental Health Care | 90% / 70% | 80% / 70% | 90% / 70% |
| Preventive Care | 제한된 보장 | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $1,596 | $1,088 | $1,240 |
| Annual 09/01-08/31 | Spring 01/01-08/31 | ||
| 학교보험료 | $1,596 | $1,049 |
What is considered ‘comparable coverage’?
Determining comparable coverage requires comparison of cost-sharing levels (deductibles and coinsurance) and access to In-Network Providers. The level of benefits should meet or exceed the benefits provided through the Student Health Insurance Plan. Coverage is considered comparable if it provides students with access to a range of services in and around the area where they attend school. Services include, but are not limited to, preventive and primary care, emergency care, surgical care, inpatient and outpatient hospitalization benefits, lab work, diagnostic x-rays, physical therapy and chiropractic care, prescriptions, and mental health and substance abuse treatment. Also, consider the amount of your current plan’s deductible and In- and Out-of-Network coinsurance to avoid high out-of-pocket costs. Students should be able to seek these services from providers who are considered In-Network or Preferred. If your current plan is an HMO, it is very likely that coverage is limited, or not available, outside of the HMO’s service area.
Plans that only provide emergency services in the campus area are not considered comparable.