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Wellesley College º¸Çèȸ»ç : BCBS |
Insurance Provider | Çб³º¸Çè | GBG UHC | GBG+ UHC |
Maximum Benefit | Unlimited | Unlimited | Unlimited |
In / Out of Network | 100% / 80% | 80% / 60% | 90% / 60% |
Deductible | $250 / $450 | $100 per year | $50 per year |
Mental Health Care | 100% / 80% | 80% / 60% | 90% / 60% |
Preventive Care | 100% / 80% | 100% | 100% |
Pre-Existing Condition | Covered | Covered | Covered |
Annual Insurance Rate | $3,440 | $1,146~ | $1,354~ |
Annual 08/15-08/14 | Waiver deadline | ||
Çб³º¸Çè·á | $3,440 | 08/06/2021 |
1. The policy must have a minimum of $100,000.00 coverage per accident or injury.
2. Emergency Room visits that do not result in the admission to the hospital must be covered.
3. Mental health must be covered as any other illness or injury. This means that both in-patient and outpatient treatment must be covered.
4. Injuries or illnesses that occur as a result of alcohol, illegal drugs or as the result of an attempt to commit suicide must be covered as any other illness or injury.
5. Diagnosis and treatment of sexually transmitted diseases must be covered.
6. There must be coverage for pre-existing conditions.
7. The maximum yearly deductible cannot exceed $250.00 per year.
8 . The policy must be portable to the State of Massachusetts (if obtained in another state).