| 아래 정보는 University of California, Merced F-1 비자 기준이며, 연간 학교 보험료는 $2,097 입니다. 이 조건에 만족한 플렌으로 가입시 연간 $1,000 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
 | University of California, Merced 보험회사 : UnitedHealthcare |
| Insurance Provider | 학교보험 | GBG (UHC) | GBG (UHC) |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 90% / 60% | 80% / 70% | 90% / 70% |
| Deductible | $200 | $100 per year | $50 per year |
| Mental Health Care | 90% / 60% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $2,097 | $1,088 | $1,240 |
| Annual 08/15-08/14 | Fall 08/15-01/14 | Spring 01/15-08/14 | |
| 학교보험료 | $2,097 | $873.77 | $1,223.23 |
- Does your health insurance plan have a Pre-existing Condition waiting period(sometimes called a "limitation")?
- Does your health plan have either a lifetime benefit maximum or an annual per injury/per illness benefit maximum?
- Does your health plan cover preventative health care services, such as an annual physical exam, preventive immunizations and laboratory tests?
- Does your health plan cover chronic disease care management, such as ongoing care for asthma and other chronic conditions?
- Does your plan cover hospital stays for medical, surgical, mental health care and substance abuse services?
- Does your plan cover office visits for medical, mental health and substance abuse care?
- Does your health plan provide coverage for emergency room services?
- Does your health plan cover maternity care, including pre-natal care and delivery, with no pre-existing condition limitations?
- Does your health plan provide coverage for diagnostic services, including laboratory tests and X-rays?
- Does your health plan cover medications prescribed by a doctor (including contraceptives)? Is your pharmacy benefit subject to a deductible and, if so, what is the deductible amount?
- Does your plan cover medical services (inpatient or outpatient) for illness or injury resulting from alcohol or drug use?
- Does your health plan cover medical services (inpatient or outpatient) for illness or injury resulting from participation in recreational activities or amateur sports?
- What is the Annual Out-of-Pocket maximum limit on your health plan?
- Is your health plan based on reimbursement of your expenses paid at the time of service for medical care or prescription drugs? Under this type of plan, you pay for medical, behavioral health and pharmacy services out of your own pocket and obtain reimbursement afterwards from your home government or from another party.
- Does your insurance company have a claims office located in the United States, with a U.S. address?
- Are your medical insurance policy, benefit summary, and other plan materials written in English?
- Are the benefits in your health insurance plan expressed in U.S. dollars?
- Does your plan cover at least $10,000 for a Medical Evacuation?
- Does your plan cover at least $7,500 for Repatriation of Remains?